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Colonoscopy Cost in Singapore [2026]

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Cost & Financing

Colonoscopy Cost in Singapore [2026]

Understanding the cost of a colonoscopy is an important step in planning your screening and diagnosis plan. At a private hospital in Singapore, the price can vary depending on if it is a screening or diagnostic procedure, if any other additional procedures are required during the colonoscopy or if it is done in-patient or out-patient.

G&L Surgical Clinic aims to provide our patients with detailed information on what to expect, helping you make an informed decision about your care. If you have any queries, please reach out to our team.

How Much Does A Colonoscopy Cost in Singapore?

To make informed decisions, it is important to compare the costs of colonoscopy at both private and public healthcare facilities in Singapore.

Facility TypeAverage Bill Range
Public Hospital (subsidised)SGD 440 – 937
Public Hospital (unsubsidised)SGD 1,645 – 2,276
Private ClinicSGD 2,792 – 3,827

The price above are before insurance claims

While private clinic rates may seem higher, the total cost can vary depending on the private facility chosen. Day surgery centres or clinics are often more affordable than private hospitals, making them a cost-effective option for patients who prefer private care. Dr Ganesh is able to perform colonoscopies at day clinics if preferred, offering patients greater flexibility and more accessible private options.

 

Why Do Private Clinics Cost More Than Public Hospitals?

Private clinics generally have higher colonoscopy costs compared to public hospitals for several reasons:

  • Service Speed and Availability: Private clinics often offer shorter waiting times and quicker appointments, while public hospitals may have longer queues due to higher patient volumes.
  • Technology and Equipment: Private clinics may use high-definition endoscopes and diagnostic tools, while public hospitals may use standard equipment.
  • Specialist Access: Private clinics typically have dedicated specialists available, while public hospitals may have rotating medical staff.
  • Facility and Comfort: Private clinics offer a more comfortable environment and personalised service, while public hospitals may have a more clinical, basic setup.
  • Subsidies and Government Support: Public hospitals benefit from government subsidies, which help keep costs lower, while private clinics operate on a self-funded model.

Breakdown of Colonoscopy cost by Procedure at a Private Clinic in Singapore

The total cost of a colonoscopy can vary depending on the type of colonoscopy (screening/diagnostic) or if other procedures are required during the colonoscopy. Below, you’ll find a breakdown of the surgeon’s fee associated with each type of colonoscopy procedure at a private clinic in Singapore.

Colonoscopy ProcedureSurgeon’s Fee (before GST)
Diagnostic Colonoscopy (SF702C/2C)SGD 1,200 – 1,800
Screening Colonoscopy (SF703C/2C)SGD 1,200 – 1,800
Colonoscopy with Polyp Removal – [<1cm] (SF704C/3A)SGD 1,700 – 2,400
Colonoscopy with Polyp Removal – [>1cm] (SF705C/3B)SGD 1,900 – 2,900

A diagnostic colonoscopy is a follow-up or surveillance procedure recommended by a doctor when there are potential concerns, symptoms or other findings. For example, if you visit a GP for persistent diarrhoea or stomach pain, the GP may refer you for a colonoscopy to investigate the cause — this would be considered a diagnostic colonoscopy. At private hospitals in Singapore, the surgeon’s fee for a diagnostic colonoscopy typically ranges from $1,200 to $1,800 (before GST).

Do note that the cost above is just the surgeon’s fee and does not include the hospital or consumable fees. View here for the full breakdown of a diagnostic colonoscopy fee.

A screening colonoscopy is a preventive procedure recommended for adults 45 years and older who have no symptoms and an average risk for colorectal cancer. For example, you may choose to go for a colonoscopy even if you feel well — either to keep up with your health or because a family member had colorectal cancer and you want peace of mind. This test aims to catch potential issues early, reducing the risk of cancer development. At private hospitals in Singapore, the surgeon’s fee for a screening colonoscopy typically ranges from $1,200 to $1,800 (before GST).

Do note that the cost above is just the surgeon’s fee and does not include the hospital or consumable fees. View here for the full breakdown of a screening colonoscopy fee.

A colonoscopy with polyp removal is performed when polyps—small growths that could potentially turn cancerous—are found during the colonoscopy and need to be removed. This added procedure is important as it can prevent the development of colorectal cancer. The cost of this procedure varies based on the size of the polyp. For polyps under 1cm, the surgeon’s fee typically ranges from $1,700 to $2,400 (before GST).

Do note that the cost above is just the surgeon’s fee and does not include the hospital or consumable fees. View here for the full breakdown of a colonoscopy with polyp removal fee.

Is A Colonoscopy Subsidised in Singapore?

At private clinics, patients aged 50 and above can use their Medisave to offset part of the cost for both diagnostic and screening colonoscopies. This helps reduce out-of-pocket expenses, although there is a prevailing withdrawal limit set for such procedures. The current Medisave limits are outlined below.

ProcedureLimits
Day SurgeryUp to a maximum of $830 per day for daily hospital charges, including investigations, medicines and doctor’s attendance fees.
OperationA fixed operation limit of either $1,120 or $1,390, depending on the type of operations performed.

Is A Colonoscopy Covered by Insurance?

A colonoscopy is covered by your private insurance if it is a diagnostic procedure recommended by a healthcare provider. Colonoscopy screenings for preventative reasons that are not formally recommended by a doctor may not be covered under your private insurance. 

The amount your insurance can cover depends on your Integrated Shield Plan and the specific coverage details. Generally, most private health insurance plans can cover a significant portion of a colonoscopy, including hospital fees and surgeon’s fees, but the exact amount varies based on your policy. It’s best to consult with your insurer for precise information.

If you are above 50, your Medisave can be used to pay for a colonoscopy. However, there is a prevailing withdrawal limit set on such procedures as mentioned above. For more information, speak to our clinic staff and we will be happy to provide you with a detailed cost breakdown for your colonoscopy procedure at G&L Surgical Clinic.

Whether a GP referral is required to make an insurance claim for your colonoscopy depends on your plan. Certain corporate insurance providers may ask for a referral letter from a GP before specialist consultation and procedure costs can be claimed. To avoid unexpected expenses, it’s best to confirm the requirements with your insurer before your appointment.

If your insurance plan does not allow claims at specific hospitals, you still have options. Dr Ganesh is able to perform colonoscopies at several private clinics and hospitals across Singapore, including Mount Elizabeth Hospital (Orchard), Mount Elizabeth Hospital (Novena), Mount Alvernia Hospital, Gleneagles Hospital, Farrer Park Hospital, Parkway East Hospital and Thomson Medical Centre. Depending on your insurer, you can choose the facility that best fits your coverage, making it easier to claim your insurance benefits.

If G&L Surgical is on the panel of your insurer, you will receive a Letter of Guarantee, eliminating the need for a deposit before your colonoscopy. You can view the list of our affiliated insurance panels here. If your insurance provider is not listed, please contact us, and our team will assist you in navigating the process.

The out-of-pocket cost for a colonoscopy depends on your insurance coverage. After insurance covers its portion, you may need to pay for any deductible, co-payment, or expenses not covered by your plan. The remaining amount can often be paid using a combination of Medisave and cash, depending on the total bill. Reach out to our team to find out the exact out-of-pocket cash you may need to provide.

What Is The Process Of Preparing For A Colonoscopy With Insurance?

  1. Consult Our Doctor: Start by scheduling an appointment with our doctor, Dr Ganesh Ramalingam. He will assess your symptoms or risk factors and determine if a colonoscopy is medically necessary.
  2. Obtain a Referral: Some insurance policies may require a referral from your primary care doctor to see a specialist and get the procedure covered. Check with your insurance if this is needed.
  3. Pre-Authorization: Once the procedure is deemed necessary, G&L Surgical will submit a pre-authorization request to your insurance company. The request typically includes the medical justification for the procedure (e.g., family history, symptoms like bleeding, etc.).
  4. Verify Coverage: Ensure that the procedure is covered under your plan. Coverage may depend on whether the colonoscopy is diagnostic or preventive. Preventive colonoscopies for individuals over a certain age are often fully covered.
  5. Check for Out-of-Pocket Costs: Even if the procedure is covered, check your insurance plan for any co-pays, deductibles, or out-of-pocket expenses that may apply.
  6. Post-Procedure Claim: After the colonoscopy is done, G&L Surgical will submit the claim to your insurance provider.

Are There Any Added Costs Pre and Post Colonoscopy?

Yes, there are potential added costs pre and post colonoscopy. These may include:

  • Pre & Post Consultation: Initial consultations with your doctor to discuss the procedure, assess your health, and review findings after the colonoscopy.
  • Medications: Prescriptions for managing any mild discomfort, cramping, or to address specific findings following the colonoscopy.
  • Additional Screenings: If the colonoscopy reveals findings that require further assessment, such as a polyp or abnormal tissue, additional screenings may be recommended for closer monitoring.

These costs are typically claimable under your Integrated Shield Plan, but you may need to pay upfront and be reimbursed later.

Guide to Reducing Colonoscopy Costs at a Private Clinic

Here are three practical tips to help you minimize your out-of-pocket expenses for a colonoscopy:

1. Get a Referral from a Healthcare Provider

A colonoscopy recommended by a healthcare provider with a proper referral is more likely to be covered by insurance. This can significantly reduce your out-of-pocket costs. Always consult your primary care doctor to determine if a referral is needed before scheduling the procedure.

2. Choose Clinics on Your Insurance Panel

Selecting a clinic that is part of your insurance provider’s panel ensures that more of your colonoscopy costs are covered. Always check with your insurance company to confirm the list of approved clinics. For Integrated Shield Plans, Dr Ganesh is on the panels of Great Eastern, NTUC Income, Prudential, HSBC Life and Singlife. He is also on several corporate insurance and third-party insurer panels, including Cigna, Adept and AIA. Choosing a panel clinic can make the process smoother and reduce the out-of-pocket expenses for your procedure.

3. Maximize Medisave and Insurance Coverage

If you are above 50, you may be able to use a combination of Medisave and personal insurance to cover the entire cost, leaving you with no out-of-pocket expenses. Talk to our staff to find out if you qualify for this option and how to best use your available coverage.

Why Choose Us For Your Colonoscopy In Singapore?

Dr Ganesh at G & L Surgical Clinic strives to prioritise his patients’ recovery and comfort. Having had adequate experience in performing colonoscopies for numerous patients for many years in Singapore.

Furthermore, the staff at G & L Surgical Clinic have been thoroughly and adequately trained to make your experience a comfortable and hassle-free one. Whether you intend to undergo a colonoscopy or other medical services in Singapore, you can rest assured that you will be properly and sufficiently cared for by trained professionals.

Organise a consultation with our surgeons for further assistance on colonoscopies in Singapore.

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G&L Surgical Provides Medical Services In These Hospitals

Your medical fees and charges may differ depending on the selection of hospitals and bedding arrangements at different medical institutions.

Dr Ganesh Ramalingam can perform the procedure at the following hospitals:

You can find more information on colonoscopies at G & L Surgical Clinic on our colonoscopy page.

Conclusion

The cost of a colonoscopy varies depending on your budget, the choice of medical facility, the complexity of the colonoscopy procedure, and the type of service and care you prefer. 

Singapore Citizens and Permanent Residents may pay for a portion of their colonoscopy procedure through Medisave. Alternatively, your personal insurance may cover the cost. Talk to your insurance agent to check if your insurance plan covers an out-patient or in-patient colonoscopy at your medical facility of choice. 

To obtain an estimated fee for a colonoscopy, visit MOH’s Historical Transacted Bill Sizes and Fee Benchmarks.

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